14-Day Fast-Pass Plan
Fast Pass is open to everyone with no account, so check-offs are only remembered while this page is open.
Day 1: Onboarding, XCEL verification, diagnostic
Complete onboarding, verify XCEL registration, and take the diagnostic assessment.
Day 2: Insurance basics, risk, contracts, terminology
Build the vocabulary every exam question is written in.
Day 3: Term, whole life, and general policy types
Know what each policy does and who it fits.
Day 4: Universal life, indexed universal life, variable products
Flexible premium products and where the risk sits.
Day 5: Policy provisions, options, exclusions, riders
The most heavily tested section on most exams.
Day 6: Applications, underwriting, delivery, replacement
How a policy actually gets issued and delivered.
Day 7: Beneficiaries, ownership, assignments, premiums, taxation
Who gets paid, who controls the policy, and what is taxable.
Day 8: Annuities, retirement plans, Social Security, business uses
Income products and business planning.
Day 9: State laws and regulations, part one
Your state's licensing, appointment, and definition rules.
Day 10: State laws and regulations, part two
Marketing, replacement, unfair trade practices, guaranty association.
Day 11: Weak-area drills and first full simulation
Attack the lowest categories, then run simulation one.
Day 12: Missed question review and second full simulation
Turn misses into automatic answers.
Day 13: Third full simulation and targeted remediation
Three scores above 85% is the goal.
Day 14: Light review, flashcards, exam-day preparation
Final readiness check and exam-day checklist.